Credit card reward points seem like a good idea! And they act as incentives for you, every time you make a purchase with a credit card. However, the question is – how you redeem these points. Furthermore, sometimes, credit cards also offer extra reward points when you shop at specific merchants. In this blog, we will take you through the process of how you can finally redeem your credit card points.
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How do my credit card reward points and offers work?
You will have to understand that credit card reward points can differ from one credit card to another. Here are the different types of credit card reward points that you can get:
Cashback offers
These cashback offers are one of the easiest to understand. Spend a certain amount on your credit card and you will get back a percentage of it as cashback. Do remember that how much percentage you receive on your cashback depends on the bank or the credit card.
Credit card miles
If you are someone who is bitten by the travel bug, then credit card miles would be an ideal option for you. Using your credit card will help you earn miles on it, which will provide you with an option to buy flight tickets for cheap! In addition, your bank or credit card issuer can also team up with online travel portals to help you redeem your credit card miles.
Reward points
Finally, reward points are more or less, similar across all credit cards. Furthermore, you will not be able to redeem all the points at once. You must collect a certain number of credit card reward points before you are finally able to redeem all of it.
What are the steps to redeem my credit card rewards or points?
Here are some of the ways in which you can redeem your credit card reward points:
Redeem your credit card points online
- Login to your bank’s website.
- Go to the credit card option and view the credit card statement. You can see your reward summary here.
- Next, as per the availability, you can redeem these points on specific products, as mentioned.
- Place your order and enjoy!
Get in touch with the customer support
You can also simply reach out to your credit card’s customer care centre to gain more information on how you can redeem your points. Furthermore, you can even place your order and get it delivered to your home.
Try out in-store shopping with your credit card points
There are some credit cards that also offer users the benefit of partner offline stores. Thus, you can just walk inside these stores and buy your products of choice, based on your credit card points.
There are multiple benefits of owning a great credit card. It provides you with a way to withdraw cash from credit card, make use of multiple cashback rewards, offers, fuel surcharge benefits and a lot more.
Looking for a new credit card? Get the Axis credit card today!